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Mobility Payments

Payment infrastructure for smart mobility

Use our end-to-end payment services, specialised for urban mobility. Supporting payment acceptance, processing and collection, we help cities and regions deliver seamless payments across parking, EV, transport and mobility networks.

BUILT-IN COMPLIANCE

GLOBAL ACQUIRING REACH

MULTI-CHANNEL INTEGRATION

Mobility payments infrastructure

A multi-channel payment service

Our platform supports multimodal journeys. We make it simple for mobility users to pay as they park and charge, ride transport, unlock micro mobility, and book tickets for local destinations.

However they travel and pay, we provide a fast, efficient service to manage the complete transaction flow. We handle security and compliance, creating a hassle-free experience for cities and the people who live in or visit them.

Payments-as-a-Service

Mobility payments are complex, with adherence to card schemes’ rules and PCI-compliance among the boxes to be ticked. With our all-in-one service, we take away this headache. 

WORK WITH A MOBILITY PAYMENTS SPECIALIST

  • Trust our expertise – we process 350 million transactions each year
  • Connect any payment device or application using simple APIs and SDKs
  • Accept all payments: cash, card, mobile wallet, open payment, closed-loop
  • Meet specialist market needs, such as unattended check-in/check-out 
  • Link payment ‘tokens’ to account-based ticketing and digital permits
  • Unify payments across mobility and adjacent verticals to enable MaaS
  • Create incentives by combining payments for travel and tourism

Multi-channel payments

Cities recognise the role of open payments and Mobility-as-a-Service in supporting social, economic and environmental goals. Our unified payments service enables this vision.

WE SUPPORT COLLABORATION AND CONNECTION

  • A complete service for multi-operator, multimodal payments
  • Transport back office to enable fare capping and calculation
  • Integration with parking and EV permit and subscription engines
  • Payment back-end for Mobility-as-a-Service applications

From payments acceptance to collection

With a single standard contract, you can get on board with our comprehensive payments service. 

END-TO-END PAYMENTS FOR MULTIMODAL MOBILITY

For increasingly digitised networks, we handle:
    Payment acceptance:
    • Card present and card-not-present 
    • Unattended check-in/check out
    • Open loop (cEMV) and closed loop 
    • Card schemes and mobile wallets 
    Payment calculation:
    • Omnichannel payments are linked to a tokenised user ID
    • Payments are adjusted based on rights, permits, caps, concessions
    Payment collection:
    • Collection based on acquirer settlements
    • Pay-out to a single or multiple stakeholders 
    • Comprehensive collection reporting

Self-service portals for total transparency

We provide user-friendly portals for merchants (cities and operators) and their customers. Cities can track and report on payments data, while mobility users can view their travel and payments history.

CLEAR VIEW FOR CITIES AND OPERATORS

  • Get a unified view of transactions across payment channels
  • Leverage insight to inform the payments strategy
  • View card acceptance by type, scheme, country, currency
  • Cross-reference payment acceptance with settlements 
  • Carry out collection and reconciliation reporting 

Robust security and compliance

Your mobility payments are in safe, experienced hands with Flowbird. Our platform is compliant with global payment and security standards.

OUR PAYMENT SUITE OFFERS THE HIGHEST LEVEL OF SECURITY

  • Our end-to-end system is PCI-DSS Level 1 compliant
  • All integrated card readers are EMV L1 & L2 certified and PCI-PTS compliant
  • End to end payment chain: L3 (per scheme for each acquirer)
  • 3DS v2 (EMVco-based) for card-not-present
  • SCA/RTS from PSD2
  • PSD2 on money collecting for third parties